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Is there really an affordability crisis in America, or is there a choice crisis?
American Thinker ^ | 11/22/25 | Christian Vezilj

Posted on 11/22/2025 11:39:59 AM PST by SeekAndFind

Everywhere in the media today, politicians and commentators repeat the drumbeat, “crisis of affordability.” Headlines warn that younger generations are locked out of the housing market, that homeownership is slipping away, and that the American dream is fading.

Yet beneath the noise lies a deeper question: is this truly a crisis of affordability, or is it a crisis of priorities? Perhaps what communities and society need is not simply cheaper homes, but a rediscovery of sacrifice. You cannot have it all, but you can have what is most important. It is a choice.

The language of crisis is powerful. It stirs emotion, rallies political attention, and frames the housing market as an external force crushing opportunity. In expensive cities like New York, San Francisco, and Los Angeles, the affordability argument carries weight: prices have soared far beyond the reach of average incomes.

Yet the country is vast. Beyond the coasts lie communities where homes remain attainable, where sacrifice and discipline can still secure ownership. The media’s fixation on affordability risks obscuring the truth that sacrifice is timeless, and choice is unavoidable.

Even with all the media attention, affordability should not be seen as an immovable wall but as a mountain to climb. Mountains are daunting, but they are not impossible. The question is not whether the mountain exists — it does — but whether you are prepared to climb it. That climb requires sacrifice.

What are you willing to give up to achieve your goals? Vacations every year, expensive cars, dining out, and clothing purchased to impress rather than to last. These are choices.

Rather than reacting negatively and blaming the world, there is an opportunity here to learn something profound: sacrifice is the path to ownership. Hardship teaches resilience, discipline builds wealth, and sacrifice clarifies priorities.

(Excerpt) Read more at americanthinker.com ...


TOPICS: Business/Economy; Constitution/Conservatism; Culture/Society; News/Current Events
KEYWORDS: affordability
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1 posted on 11/22/2025 11:39:59 AM PST by SeekAndFind
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To: SeekAndFind

https://www.youtube.com/watch?v=xNqmXzEivmA

Lotsa cheep places to live

You just might not be near a beach or a ski area


2 posted on 11/22/2025 11:47:12 AM PST by Regulator (It's fraud, Jim)
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To: SeekAndFind

The culprit, the 800-pound gorilla in the room nobody talks about, is the Behemoth, mostly unconstitutional federal gov’t which is sucking Americans and the economy dry.

NUKE THE UNCONSTITUTIONAL PORTION NOW!!!!!


3 posted on 11/22/2025 11:47:41 AM PST by Jim W N (MAGA by restoring the Gospel of the Grace of Christ (Jude 3) and our Free Constitutional Republic!)
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To: Jim W N

Today, by contrast, people are conditioned to look outward rather than inward. When confronted with obstacles, the reflex is to demand solutions from the government.

The problem is that the government itself helped create many of these challenges through policies that inflated housing costs, restricted supply, or encouraged debt. How, then, can the same government be trusted to solve the very problems it created?

It is tempting to imagine that the housing market could simply adjust downward to accommodate younger buyers. Yet history shows that housing markets tend to appreciate in value. While recessions and corrections occur, the long-term trajectory is upward. Homes are not easily “discounted” without undermining the broader economy.


4 posted on 11/22/2025 11:48:39 AM PST by SeekAndFind
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To: SeekAndFind

Search for cheap homes in your area or some other part of the country, and get to work.


5 posted on 11/22/2025 11:49:13 AM PST by ansel12 ((NATO warrior under Reagan, and RA under Nixon, bemoaning the pro-Russians from Vietnam to Ukraine.))
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To: SeekAndFind
What are you willing to give up to achieve your goals? Vacations every year, expensive cars, dining out, and clothing purchased to impress rather than to last. These are choices.

This is what I have noticed about the present generation. The Interweb has thought them about instant gratification. Spend every nickel because next year, the dollar will decline and you won’t have any bitcoin.

6 posted on 11/22/2025 11:49:38 AM PST by crusty old prospector
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To: SeekAndFind

The Dollar is all but dead and doesn’t go half as far...If Trump can somehow link the Dollar to Gold Standard then we would be sitting in high cotton...All this is a big if!


7 posted on 11/22/2025 11:50:37 AM PST by dpetty121263
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To: SeekAndFind

I bought seven mobile homes on acreage that had been repossessed. I rebuilt them to rent. I actually moved into an eighth because when I was done, I was in love with it. There are still plenty available locally and the prices are between cheap (with a lot of work) and reasonable with just paint and sprucing up. Likewise, there are plenty of good used cars out there. Again, some assembly may be required.

It’s not an affordability problem. It’s an expectation problem.


8 posted on 11/22/2025 11:50:55 AM PST by Gen.Blather (Has anyone seen my tagline? ...I know it was here...)
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To: SeekAndFind
President Ronald Reagan knew better than most, the danger of unconstitutional gov't.

He famously said, "The nine most terrifying words in the English language are: I'm from the government, and I'm here to help".

9 posted on 11/22/2025 11:51:48 AM PST by Jim W N (MAGA by restoring the Gospel of the Grace of Christ (Jude 3) and our Free Constitutional Republic!)
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To: SeekAndFind

Good luck making “well, just to learn to ration a bit kiddo” the slogan for the GOP moving forward…

The obscene pockets of wealth juxtaposed with dilapidated highways, exorbitant grocery costs, crumbling schools, homeless encampments…All while politicians cater to the watchful maintenance of their elite donors’ investments and accounts — that frustrates both Left and Right.

That’s why Epstein Files are a thing. People don’t just care how wealthy his clients were and are…but that their wealth guarantees them a separate system of justice.

That even just medical surgery not could bankrupt a family overnight Also a thing.

And birth rates being down. So can’t have it both ways…Be a party that encourages robust families yet dismisses what’s broken about the economy.


10 posted on 11/22/2025 11:52:49 AM PST by CondoleezzaProtege ( )
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To: SeekAndFind

Theres a lot of cheap housing in sr. Louis. City.


11 posted on 11/22/2025 11:53:03 AM PST by DownInFlames (P)
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To: SeekAndFind
Yet the country is vast. Beyond the coasts lie communities where homes remain attainable, where sacrifice and discipline can still secure ownership.

I've been saying this for a while. Americans want to live in Malibu or Manhattan.

Not DeMoines or Buffalo.

12 posted on 11/22/2025 11:54:18 AM PST by MinorityRepublican
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To: MinorityRepublican

*Des Moines


13 posted on 11/22/2025 11:55:09 AM PST by MinorityRepublican
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To: SeekAndFind

Funny how sudden it was that “affordability” became the hot buzzword. It’s like someone threw a switch.


14 posted on 11/22/2025 11:55:41 AM PST by Yardstick
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To: Yardstick

Those tattoos are not cheap.


15 posted on 11/22/2025 11:59:47 AM PST by DIRTYSECRET
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To: MinorityRepublican

The best decision I made during COVID was to relocate my home and business to get out of an expensive metro area in a Nazi state. Even with a minimal down payment, my mortgage payment on a 4-bedroom detached home was lower than my rent on a 2-bedroom apartment. And by moving into a home big enough to accommodate a 500 square-foot office layout, I also saved myself the $900/month I had been paying in office rent.


16 posted on 11/22/2025 11:59:55 AM PST by Alberta's Child ("There's somebody new and he sure ain't no rodeo man.")
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To: SeekAndFind

Home ownership outside of major cities has been more affordable. That is changing as well.

Many people can work and make a reasonable living outside major cities.


17 posted on 11/22/2025 12:00:26 PM PST by marktwain (----------------------)
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To: Jim W N
The culprit, the 800-pound gorilla in the room nobody talks about, is the Behemoth, mostly unconstitutional federal gov’t which is sucking Americans and the economy dry.

Dont forget the many states that are doing the same thing.

18 posted on 11/22/2025 12:01:04 PM PST by IYAS9YAS (There are two kinds of people: Those who can extrapolate from incomplete data.)
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To: MinorityRepublican; crusty old prospector; ansel12

The fact that there is a “choice” crisis is the problem. No offense but many people who grew up in those aforementioned towns are miserable and that’s why they flock away and would rather do with less but be where they want to be. But that also means sacrificing: having kids for example.

Americans by default, want to “pursue happiness” and be able to choose where they live or raise families and not be beholden to realities put in motion by corrupt leaders. Why excuse the failings of bad policies?

That lack of choice plus the different tiers of justice elites feel entitled to based on their wealth, a’la the Epstein Files - that’s what upsets people.


19 posted on 11/22/2025 12:03:13 PM PST by CondoleezzaProtege ( )
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To: marktwain

Affordable health insurance remains hard to come by.


20 posted on 11/22/2025 12:04:06 PM PST by CondoleezzaProtege ( )
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