“Wouldn’t your insurance company cover that expense for you,...”
Back in 2006 when I was almost hit head on, on the freeway I ended up hitting the cement divider. He was at fault. He had Allstate Insurance.
My car was still drivable and I was able to take it to the Allstate’s adjusters office. The guy came out with his little computer walked around the car putting things in the computer. He then said come on into the office. I expected him to say go to some repair shops and get some quotes then choose which one you want. That is what we were told to do one other time. Instead he slid a check for $5,000 over to me and said here you go. I refused the check. I said I want to get repair quotes first. He kept insisting and I walked out. A week or so later that check was in the mail to me. I was so pissid I called MY insurance company and told them what Allstate was trying to do and that I wanted them (my company) to handle it. They said they would. I would have to pay the deductable though, but it would be refunded to me when it was all said and done.
I am so glad I refused that check as the total repairs came to $8,000 and if I had of accepted that check for $5,000 I would have paid $3,000 out of my pocket.
Everytime I see a car pull into the Allstate office I want to go and tell the people RUN! Go and get your own insurance to handle it.
Wow - that sounds like a pretty skeevy little operation they’ve got going on. Lol I wonder how much money they’ve saved by people taking those checks, no questions asked.
Up here we always deal with our own insurance companies. They can deal with each other. It would be like suing someone and for some reason dealing with the other guy’s lawyer. Makes no sense.
That’s awful!
I hit a car in LA right before moving. I had just had eye surgery and couldn’t see that well, I hadn’t got new glasses yet.
So I found out the hard way that AAA in Southern California is a good company to deal with, the guy who owned the other car was happy with how everything turned out.
AAA insurance varies with where you live. Here they want to charge us twice as much so we found somebody else.