The choice is binary.
Not necessarily. Have you read The Creature From Jekyll Island? There are ways to fix things. Something I watched the other day said that the current value of derivatives banks & others have “invested” in total $2 QUADRILLION. The total value of all assets on the planet is estimated to be $500 Trillion. What bankers & the various monetary control organizations like the Fed have done has set up the entire planet for a crisis. But it doesn’t have to be that way.
If you haven’t read the book, it’s well worth the time.