Not necessarily. Have you read The Creature From Jekyll Island? There are ways to fix things. Something I watched the other day said that the current value of derivatives banks & others have “invested” in total $2 QUADRILLION. The total value of all assets on the planet is estimated to be $500 Trillion. What bankers & the various monetary control organizations like the Fed have done has set up the entire planet for a crisis. But it doesn’t have to be that way.
If you haven’t read the book, it’s well worth the time.
Either the Congress coins the money, or the Federal Reserve.
It’s binary.
I'd much rather they read Henry Hazlett's "Economics in One Lesson".