Maybe the new ETFs will also mitigate some volatility going forward....but like I already said, I just don’t see it as a reliable for of currency until the volatility subsides.
ETFs and other things will change that, but it will take time.
Cryptocurrency payments are by far the cheapest and fastest way to settle currency, and have no fraud or chargeback risk.
Merchants are EXTREMELY slow to adopt anything new, simply out of principle.