HOAs... if you’re dumb enough to buy in one or you need the company of people daily, then you get what you get. When I retired every damn real estate agent tried to get me to buy in a housing community even though my requirements were remote and no neighbors.
I finally found a nice piece of land and built. After the house was completed even the builder said they won’t be building on anymore sites like mine, they’ll stick to community building.
My general rule of thumb is that an HOA makes sense in any location where a fire next door can spread directly to your home. That would include multi-unit condominium buildings and townhouse developments by definition, as well as many subdivisions of detached homes where the properties are much smaller than 1/2-acre in size.