Indeed, but heresies abound.
"” They have no forgiveness until they first repent, believe, and follow Him."
Actually God forgives/purifies their hearts by effectual, regenerating faith (Acts 15:7-9; Titus 3:5) which results in obedience, with baptism normally being the first formal example of that. Acts 10:43,47) Meaning that just as all we decide to do is a manifestation of what we truly believe, at least at the moment, then to believe on the Lord Jesus Christ who died for our forgiveness and rose again and is now Lord of all, is to believe in Him to save us and to be our Lord and respond accordingly. Not self or the world or the devil and repent when aware we are not. . And with obedience being relative to light and ability given.
Well said.
But many minds still wonder:
Is baptism used to help save us, or is it a sign that we have been saved?