[Mr Ramsbotham]

I always used to joke with the line, "I don't pay taxes; I got a refund." Only this year, for the first, and probably last time in my life, it was true. I was able to file a joint return with my deceased spouse who died last year, and although I have no taxes deducted from my pension or investments, my wife had received one month of pension from which a few hundred dollars had been deducted. That entire amount was refunded, and I ended up paying zero taxes.

I won't be so lucky when I have to start taking mandatory deductions from my IRA! But I'll enjoy it while it lasts.

[Alas Babylon!]

Still, very sorry to hear about your spouse passing. God Bless!

[IrishBrigade]

‘I always used to joke with the line, “I don’t pay taxes; I got a refund.”

this year, because my wife realized a capital loss on a stock investment whose sale resulted in the preferred stockholders gobbling all the proceeds, the $3,000 write off allowance more than offset our tax liability, and made for a decent refund...

we get two more years to realize this capital loss, so two more years of refund, regardless of my RMD’s from retirement accounts...