No, probably slow boated a paper check to get to her in 30 days just to be scumbags.
That was my thought too. Just a slooow paper check.
Sent to the wrong address. Intentionally.
Draper Bank in Utah used to do that. They do all the debits first thing and then log the deposits. Twice I got caught by them with a spate of bounced check charges. I closed the account and changed to a credit union where I have had no problems now for 30 years. Banks can KMA.
This, exactly.