I don’t use PayPal, except to pay my water bill. I’m sure I can stroll to town hall and give them a check in the future, should PayPal go full Stalin.
You can walk down and pay your water bill, but there are a lot of on-line businesses and organizations that depend on PayPal for receiving payments for purchases, donations, etc. So the problem isn’t so much with convenience for payees as it is with cutting off income for recipients.