Don’t kid yourself. They NEVER make changes to help us.
The down side of this will become evident soon enough.
I may be wrong, but honestly, this is the rule of thumb on issues like this. It seldom fails...
Well, this is not a big move and wouldn’t effect many. Mostly it’s the well to do and or healthy Medicare aged people that want to keep their SS benefits without being forced to go on Medicare. Right now, if you opt out of Medicare, you forfeit SS benefits.
So, one could use their HSA if they have enough money in it for coverage. They could buy private insurance if healthy enough or a health sharing plan.
Medicare is going to become increasingly more rationed as the program is financially squeezed. There is also more government control over information which will result in administrative manipulation of care and individual behavior.