I was a State Farm customer for over thirty years. Never filed a claim either for homeowners or automobile. Then a few years ago they started jacking up my rates as if trying to get me to stop being a customer. It worked. I live in Florida and am no longer a State Farm customer.
There is this sick thing that happens where if you go thirty years without a claim, their actuarial tables start flagging you as due for one, so they drop you.
I have read insurance blogs which advise you to make some small homeowners claim every ten years or so to avoid this.
Did you turn 70? That's what happened to a friend of mine in Maryland.
I can’t wait to get rid of State Farm. Wanted to do it years ago, but wife was loyal to our agent. Not anymore.