Yes, I have consistently found this to be true.
So having said that, YMMV LOL.
The $25 is the best value - don’t buy the $29.88 WM Tracphone card unless necessary.
But you have to hunt at the front of WM - usually near either 1) the money sending place or most often, a big rack about 4x3x3 feet right in front of the self-checkout entrance.
You CAN do the $19.88 card - especially if you don’t talk that much on the phone. I’ll post the hyperlink where you can get codes to get free minutes when you input the card (here is a second).
BUT always remember to renew your phone on the day of even before (better) so you don’t lose extra minutes. You can renew a month before - the ending date on your phone will be just fine. I.E. you get 90 days on January 15 so you’re good until about April 15. But you add a card in Feb or March and you’re good until July 15 (roughly).
There IS a 1-year $99 card - if you don’t want the hassle of every 3 months. Links and pics to follow.
BTW, when I was out in the middle of nowhere Kansas, my Virgin Mobile phone couldn’t get a signal - BUT Tracphone, as I understand it, jumps off more towers - so my Tracphone actually had a signal.