[bankwalker]

If your wife was born before 1964 she can take SS benefits at 62 and in addition you can get a check for half her benefits until you start taking your SS benefits. Your taking a check on her benefits does not affect your SS benefits.

How can I find out the details about this? Thanks.

[E. Pluribus Unum]

I think I had it a little wrong. If you were born before 1954 it applies to your spouse who can retire at 62, but it looks like it is going away.

https://www.fool.com/retirement/general/2016/03/18/social-security-news-if-youre-married-heres-how-th.aspx

I just emailed our advisor to find out if this is what he was talking about.