[browniexyz]

I disagree. Obamacare is stiffing older voters because they are being forced to pay for benefits they don’t use — maternity, substance abuse, and mental health.

They are not benefitting. They are paying the highest premiums they have ever paid for the least care.

[lodi90]

Nobody paying for health care that doesn’t have “preexisting conditions” is benefiting from Obamacare. Nobody. The Obamacare policies are useless. In my case it’s $700 a month premium with an $8,000 deductable. Others have worse. A near useless “plan” that is catastrophic health care coverage in all but name.

[Alberta's Child]

There are differences between how this plays out in group plans vs. individual plans. It's individual plans where older people are most heavily impacted by ObamaCare, but they only account for about 15-20 million out of more than 300 million Americans.

Even the requirement for insurance plans to cover adult children of policy holders up to age 26 is really aimed at benefitting older Americans -- not the 25 year-old who rarely needs the coverage anyway. The whole purpose of this provision of ObamaCare is to offset insurance costs for older people by inflating the pools of insured people with more younger people who will have very few claims.

Older people are paying the highest premiums because -- as any actuary will tell you -- they represent the highest risk for major financial exposure to the insurance industry. The requirement for insurers to cover pre-existing conditions also benefits mainly older people. What you are seeing with these escalating premiums and ridiculous deductibles is the natural response of the insurance industry to these legal requirements that would inevitably bankrupt any industry.

[crusher2013]

Plus they cut Medicare by 100’s of billions of dollars to fund Obamacare.

Older voters got the shaft as did many others.