[Moonman62]

It seems like very high deductible insurance combined with health savings accounts would be the way to go.

[robroys woman]

It seems like very high deductible insurance combined with health savings accounts would be the way to go.

---

It’s what I did in the 90’s. I saved $250 a month by going from Group health to $10,000 deductible for my family. After a couple of years, my daughter broke her arm. I thought, “oh boy, now I find out why you don’t want high deductible.” We took her to the local clinic and the entire cost for everything was $275. :-D

I was talking to her last year about health care and discovered she still tells her friends about that when obamacare comes up. I had no idea it had that much impact on her.

And here is another fun fact that we experienced: one of my daughters hurt herself on the playground at school around that same time. The schools insurance covered it, though it took some arm twisting to get them to. They figured our insurance would cover it, but since we didn’t have insurance for something that “cheap”, it wouldn’t. It’s like they had to dust off the policy.

And if you are injured in a car accident or on someone elses property, there is other insurance to cover your injuries. People often forget that as well.

[Diana in Wisconsin]

“It seems like very high deductible insurance combined with health savings accounts would be the way to go.”

Surely you jest! That’s Treasonous Talk, making individuals RESPONSIBLE for their own health care and budgeting for it, as well?!?!

*SMIRK*

I agree with you, 100%...and then some!

(Disclosure: I’m a Vet, so I get my care through the VA...but I didn’t always!)

[Still Thinking]

It not only is the best solution practically, it’s the most freedom-based (which means it’s the right one).