Here is the plan:
Step 1: Find a job you don’t hate. Better yet, find a job you like. Find something you don’t mind doing everyday.
Step 2: Do that job as long as you can, or you die, whichever comes first.
If I can still do my job when I am 75, I will still be doing my job.
My lifestyle as an employed person is pretty darn good. My job doesn’t suck. I like the people I work with. I have everything I want, plenty of money, and I can travel, buy fun stuff, and provide for everybody who depends on me. Why would I stop doing that?
About ten years ago I actually scaled back on my 401(k) contributions because I figured I'd be better off investing some of that money in my own business pursuits. It's worked out well for me so far -- and I have no interest in retiring.