[WKUHilltopper]

Welcome to reality, kiddies. Where “you’re special” and participation trophies don’t mean jack s**t.

[LoneStarGI]

The reality is that most of these Millennials will never see a dime of SS by the time they reach full retirement. My financial advisor has basically told me that I’ll be luck if I’m part of the last group of retirees who will get anything out of SS. Which is why my retirement planning is designed to not rely on getting any SS. SS would be considered a ‘bonus’.

[Chuckster]

I was flat broke and unemployed at forty. Got my sh!t together and retired at 57. That was ten years ago and I'm still cruising. All it takes is hard work, desire, determination and discipline.

[Roman_War_Criminal]

This article assumes life will just continue on as normal withstanding calamities of inflation, market crashes, Global World Wars, chaos, a complete cease of civilization and everything else that survivalists have been talking about for years.

I turned 40 earlier this year. Used to invest the max 25% from 26 until I the President of death got elected in 2008. Bumped back to 10%. Based on what I know, my 401k is higher than 95% of people my age. I still say I’ll never see a penny of it for the reasons stated above.

[SgtHooper]

Of course, they do. It is because mommy and daddy have tons of money in retirement and assets that these cupcakes hope to get their grimey hands on it before it is gone.