the one problem for the christian health sharing ministries is they are not tax deductible. I’m self employed which means I have to pay double the fica taxes. standard health insurance is fully deductible.
This shouldn't matter. When I came across this situation last year, I realized that I'm ahead of the game anyway because the health-sharing ministry costs 70% less than the lowest health insurance premium I was quoted.
It's worth noting that I wasn't even pursuing the Christian alternative for financial reasons. I was simply unable to buy a regular plan at all because I was outside the open enrollment period. My original plan was to use the Christian health-sharing ministry to carry me until I was able to buy my own regular plan, but when I realized how much of an outrage and a fraud the whole Obamacare mess was I decided to stay enrolled in the Christian ministry on principle.