Of course, my current provider just announced they're ending their business in Virginia, so I'm down to just one option left. In one of the wealthiest bubbles in the entire country.
The issue of course arises in the fact that very few Americans bother trying to be self-employed any longer due to the tax and paperwork burden that governments at all levels place on us. It's much easier to just go Galt and work a 9-5 job getting W-2 income at this point.
(meant a month, not a year)
I was in the exact same situation last year. I got an ObamaCare exemption by joining a religious health care cost-sharing group. For me, “going Galt” would mean pushing to keep ObamaCare in place as-is ... because in my industry I can thrive among competitors who have to operate under ObamaCare’s costly mandates.