[GnuThere]

No penalty, cool.
So all I want is a cheap catastrophic policy and I’d be happy, if it were offered for early retirees. Maybe some insurance companies will start offering a menu of policies instead of my ONE choice now.

[monkeyshine]

Of all the terrible things Obamacare has caused this one is particularly egregious to me personally. You and many others are in a place where for some reason there is no competition and only 1 insurance provider. So what Obamacare has essentially done is a mandatory wealth transfer from you and all the people in your community into the hands of that singular provider. It is a law that says "you people over here, give your money to that company over there." You have no choice. No matter how horrible they are, even if they break the law, even if they break the terms of the contract, or single you out for punitive attention, you have no choice. You have no remedy. Your only choice is to hand them your money, or defy the law and pay the penalty, um, tax. I don't know if the USSC did not see this outcome, or if they did why they allowed it. But they have ruled that the government can now force a citizen through coersion to enter into contracts with other private 3rd parties against your will even if they fail to honor the terms of the agreement the government forced you to enter! From here anything is now possible. It must be repealed.