Posted on 03/21/2017 11:13:01 AM PDT by Wisconsinlady
I can't believe we are allowing the powers that be in D.C. to change the subject on what the healthcare problem is in this country.
Health care is not about "coverage" or "insurance." It's about price.
Therefore any discussion about "coverage", "insurance" or similar is an intentional deception until and unless price has been addressed.
The POTUS and Congress should be preventing doctors and hospitals from charging over-inflated prices for procedures that cost 1/10th as much in other countries.
It’s not about ‘coverage’, it’s about access. A lot of Americans are what I call Functionally Uninsured. Technically, they have insurance. But, the deductibles are so high, they’ll never be able to actually use their insurance. Thus, they’re insured, but have no access to health care.
Dems want you to believe that insured =access.
Please cite to me the specific section of the Constitution that gives Congress the authority to create a healthcare program of any kind.
See, that’s the real issue here is that Congress has no business creating a health care bureaucracy.
to address price health insurance needs to actually be insurance not prepaid heath care. Just making individuals pay out of pocket or HSA for routine care would drop the price 60% because on average it takes 3hrs of back office time for every our MD’s see patients. The issue is Fed and state gov’s derive a lot off power presiding over the health care system in the USA
I disagree. Price means nothing of other people are buying all or a portion of your insurance contract for you ,does it?
The question is free market vs communism. There is no constitutional mandate that I have to but anything for some one else. Absolutely not in there. That is outside the constitutional restrictions and is another form of economic system that we fought for 50 years. We never intended to replace sicialized medical insurance anther socialized medical insurance policy. This is RINOCARE. Did you know that if adopted our premiums reduce less than 10% ( if any) because we have to pay for other people and pre existing dread diseases and conditions. That is insane!! Turn back to the free market for those that produce and do some safety net for those that can’t produce or just pick up their ER tab like before? What was wrong with that?
The secret is to get rid of the insurance companies altogether and then everything else falls in line. Have government offer interest free loans for actual medical costs backed by the US tax payer.
Forced savings accounts for people under 40 that grow interest free and must be depleted before you can get a medical loan.
In 20-30 years most Americans would be able to self insure for all but the most catastrophic cases.
Allow the medical savings accounts pass tax free to the heirs for their medical expenses.
Insurance is a relatively new concept. We need to get rid of the insurance companies and let the health facilities work through the free market.
If we as patients could deal directly with them, they should be able to tell us exactly what amount we will be billed for a procedure BEFORE we have it. NOT be billed per the particular type of insurance we have and how much they will pay after their “discount”
See, that’s the real issue here is that Congress has no business creating a health care bureaucracy.
BINGO. But we are allowing them to do so. Fool us once, shame on them. Fool us twice, shame on us. And we have allowed them to screw us way too many times.
Exactly so.
Our BCBS policy last year had a $7000 deductible with $14000 max per family.
No doctor’s office visits or prescriptions covered, or co-pays, just 100% my cost.
We paid nearly $12,000 in premiums PLUS government subsidy on top of that.
Went to emergency room in early December, they paid ZILCH, ZIP, ZERO, NADA.
Then they had the nerve to demand even higher premiums this year!
I said NFW. Cancelled and now have no insurance. Will take the money we would have paid in useless premiums and put it in the bank for use when needed.........................SCREW THE WHOLE DAMN BUNCH OF SOB’S!..............
I believe we agree more than you think. The price I’m talking about is not an over-inflated insurance amount. I am talking about a market driven real and competitive price. If I can go to Japan and get an MRI for $200, there is no way any healthcare provider here in the U.S. should charge $5000. Not to me OR an insurance company.
Forced savings accounts for people under 40 that grow interest free and must be depleted before you can get a medical loan.
Right. We need a paradigm shift in our collective thinking. Just like people put money away for a vacation, or new car or home, they could save for future REAL healthcare costs.
We paid nearly $12,000 in premiums PLUS government subsidy on top of that.
That is totally insane and screwed up. Just think if you could have cut out insurance premiums, you could have afforded your own office visits and still had money left over to go on vacation.
That’s essentially what we’re doing this year............
Yes, I got ya— Im with that. And one more free market solution regarding price gouging doctors -— 200,000 new Doctors!! Let US control who gets into med school and not THEM!! We need 100 new med schools. We are getting screwed by monopolistic exclusion of qualified students unable to go to US med schools!!. WE ARE SO STUPID!! We end uo with these Indian ans Asian doctors that can’t speak good English!! MAKE AMERICAN DOCTORS!!
I don’t pretend to be an expert on insurance or health care but I do know when I was growing up health care was affordable even for those without insurance other than truly poor people and there were charity hospitals for them. Insurance rates were very reasonable then too.
As more people became insured the cost of both insurance and health care went up. The more the government got involved the more insurance and health care went up as well.
It would be great if there was a way to get both the government and insurance companies out- seems to me people dealing directly with providers really worked.
I also know there used to be a lot of Catholic hospitals but not sure what happened to that.
It just seems it gets more and more expensive to get health care, and insurance as it has been recently is not an affordable option to pay for health care.
I thought the key might be changing and/or doing away with regulations on insurance as far as where it would be sold to encourage competition thus lowering costs. Now I don’t seem to hear people talking about that either.
And what was once “crap” insurance is now the standard for “good” affordable insurance. Unfortunately, we are all stuck with this new “crap” standard.
I’m seeing walk in clinics pop up in CVS and Walgreens stores. I have to imagine Wal Mart will get on that train, if they have not already.
The private sector is getting the idea.
The POTUS and Congress should be preventing doctors and hospitals from charging over-inflated prices for procedures that cost 1/10th as much in other countries.
****
6:06 Minutes
Ex-hospital chief: Health care swindling must end
https://www.youtube.com/watch?v=xEeggIl4l5Y
Former Hospital Chief Sending Trump Petition To End Predatory Pricing In Health Care
Karl Denninger on his MarketTicker.org site has figured out the whole scam. Problem is, for any political party to genuinely address it, they have to both take a machete to some of their biggest political contributors and risk a major stock market reset. That’s why we are playing around with silly “insurance coverages” that have nothing to do with ending medical cartel racketeering. Everybody in DC is evading reality.
I say - go back to all those laws and get rid of them. Then put in all the stuff that truly helps people to "manage" their own care.
Let the insurance companies cater to us and the medical doctors.
Once again.
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