I am in exactly the same situation. I would rather not pay that $20-30K in premiums and deductibles, and negotiate prices directly with my doctor or hospital.
ANY new legislation must legitimize and promote this practice. Its the only way prices will drop and consumers will get control of their own health again.
Before ObozoCare, I had excellent health insurance, provided by my employer, at NO COST to me. Low deductible, low co-pays, medications low cost. But when Obozocare went into effect, they could no longer afford to provide health insurance for their employees.
Now it’ has been a disaster for me and my family.............