[lafroste]

I'm on my 3rd chip cc card because readers obstinately refuse to read it. And I don't use that very often. Plus, these cards have a magnetic stripe that cannot be swiped, plus I have never been asked for a PIN OR a signature when I use it. If someone just picked it up off the street there is nothing to prevent them from buying something.

I think it's just another data trolling device to track citizen's movements. It serves no other purpose (and doesn't even do that well). I hate 'em.

[DoughtyOne]

Each of my CCs have a chip and magnetic strip.

When the chip reader isn’t working I swipe it. It works.

I do it fairly often.

What I really like doing is using my Apple Pay.

[cpdiii]

Correct. The chip is great. The chip without a pin is worthless. Perhaps worse than a swipe card.