Smart, actually. Even disregarding the points savings, buying gift cards throughout the year for holiday giving helps the budget.
I even have a friend that buys gift cards throughout the year to do her OWN holiday shopping! She knows she’ll be buying at Bass Pro, Kohls, etc., for gifts, so gets the cards, gets points, and doesn’t bust her budget. Win-win!!
Yes. Buying Tractor Supply gift cards assures me the pets will be fed.