wonder what the courts will say...
Posted on 08/13/2016 9:00:07 AM PDT by upchuck
... Some merchants such as SweetGreen, a salad chain, refuse to open their registers for cash, telling customers they can pay only with mobile payments or cards. With some newer vending machines, only a card or mobile wallet will get that cold Coca-Cola to roll down the chute.
The stance may appear un-American -- after all, currency is considered legal tender for all debts or dues -- but the Treasury permits private businesses to set their own policies, which means going cashless is fine with Uncle Sam.
"What we've seen is a push toward electric payments because of convenience, especially for Generations X and Y and onward," said Greg Burch, vice president of strategic initiatives as Ingenico Group, which makes payment systems for merchants. "The phone has become more personal than the wallet has."
... Using cards or mobile apps is increasingly popular with younger generations, but stores have good reason to like the trend, as well. Moving away from cash removes the cost of storing and transporting bills and coins, which merchants like. It also reduces the potential for physical theft.
The downsides? One is a loss of anonymity because cash allows consumers to make transactions without a paper trail.
Another negative impact is stores that refuse cash may be effectively shutting out many lower-income customers. About one out of 13 U.S. households are unbanked, which means they have don't traditional banking accounts, such as checking or savings accounts. Such families tend to be lower-income and rely on cash to make their purchases.
(Excerpt) Read more at cbsnews.com ...
Robbery is the taking of property by use of force from the person.
If there’s no cash on hand, there’s nothing to rob.
Reminds me of the time when I stopped in at a gas station and bought a tankful of gas. When I offered the attendant a $50 bill he refused it saying, "We don't take any bills over $20".
I replied "This is all I have."
He asked me for a credit card and I told him "I don't have one". But I do have checks."
"We don't take checks."
"Then here's my payment" I replied, extending the $50.
"We don't take any bills over $20" he mindlessly repeated.
I smiled and repeated, "This is all I have."
Faced with this mexican standoff he looked around his one-man station for someone to magically materalize save him from his own conundrum.
"Look, I haven't got all day. Do you want payment or not?" I asked.
"But...."
I shrugged and started to turn away. He heaved a sigh and said, "OK"
I handed over the bill and took my 2 dollars in change.
Maybe I will take credit for their now getting permission first. This was 2 years ago or longer. I was only browsing Amazon, not even placing an order and my screen on an item told me how much less the item was with my cashback applied.
I was livid.
Are "they" listening to our conversations too?
For many businesses CASH is the only way they can SKIM.
Have you tried?
++++++++++++++++++++++++
I know an F.R. member who tried to rent a car with cash, even offering putting up the value of the car in cash as a deposit and couldn’t do it.
Can’t reserve a motel room without a card. You can pay the bill with cash though.
I have been in one window researching an item and in another unrelated window (same pc) I see an ad pop for something tied to the other research topic. I put google cookie prohibitions on in my browser from that day forward.
Unrelated, but sort of, I opened an ally bank online acct 3 days ago. They force me to receive ‘security’ emails notifying me of transfers in/out of that account. They will not allow me to turn that emailing action off. Last thing I need is gmail to see a $26,000 transfer and bounce ads based on that knoweledge. Nothing secure about email and yet its a feature, not a defect !!
Any thoughts?
wonder what the courts will say...
Those metals result in trade deficits... In my favor.
The feds probably like cashless transactions I would guess.
The closest one to me is 1500 miles away or I’d do the same.
I use B of A and had to turn on notifications and specify what conditions would trigger what notification. If you can’t go to your bank’s site and turn off notifications, consider switching banks. And let them know why. Odds are they’ll find a way to switch them off. Of course, if you wish to remain ignorant of what’s happening to your account, that’s another matter.
The notifications DON’T have to say the amount, do they.
For many businesses, becoming unattractive to cardless, low-income people is a GOOD thing.
I would refuse to do business with any store that refused cash simply because it should be MY choice whether or not to use a card or cash, not the vendors choice.
My advice would be to get a paid for email service, or perhaps your own domain with email, which is what I have. I don't/never have used gmail, or hotmail, or yahoo, etc.
Many people use Amazon a lot (wink, wink). I hear their rewards card works well, and a "big name bank I know", has a zero interest for 15 months, cash back card, with an offer of 150,000 points to begin with. Why not, If you're disciplined enough, and able to manage cash flow, so one never pays their outrages interest.
Also check out a gold-money account, with gold storage in vaults in numerous countries around the world, for those looking to diversify. Use one with a debit card you can fill by selling some of your gold online. I think a person should also have some cypto-currency, property, tools, guns, long-term food storage, physical PMs/cash onhand, etc.
Back to the email notifications, I see your point about not wanting to receive notifications through a service like gmail, otherwise, I do have my accounts setup so I receive notifications myself. One thing that comes to mind, in your case: can you change the notification to a text message that comes to your cell phone, instead? I have this setup on a number of accounts, as well as two-factor authentication for online transactions.
That’s not the point. People are pushed into certain directions and behaviors by those who should not have the ability to do so. If I was told at the cashiers that I had to use a card, I would leave ALL my “purchases” on the counter and take my business elsewhere. A few more customers like me and things would change. Don’t forget that the merchant has to pay a percentage on “card” purchases. A lot of merchants won’t accept American Express because their percentage is so high.
I don’t have to purchase from them either.
I agree Todd - TPTB and MSM will say anything to move their agenda.
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