This is what I would like to know too. The last time a similar article was posted I wondered the same question aloud but no response. It's nice the author is taking his money out of WF but where's he putting it? Under his mattress?
Local banks and credit unions are a better choice for a variety of reasons. One of out local banks even advertised that they never made any subprime loans. Guess they weren’t big enough to show up on Washington’s Affirmative Action radar.