[MV=PY]

"Fortunately most ERs will let you make installment payments... at least until they send the account to a bill collector."

There's a dirty little secret here. The bill collectors can harass you, but they're not allowed to ding your credit if you are late on health care bills.

[pbmaltzman]

I am still paying off a hospital bill of about $5,0000. fortunately they decided to give me a discount.