Do you want to spend an entire lifetime working to pay off a 30-40 year mortgage?
That doesn’t make sense when you can buy and own a tiny home free and clear with cash. And you don’t have to take out a mortgage to pay for it.
If you cut all your expenses, you can live better than a lot of rich people do.
Exactamundo.
I’d actually thought of it before I got this house. It would be quite comfortable to live in a 360 (18ft x 20ft) sq foot house, assuming it has a sleeping loft with storage.