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Not sure I follow your reasoning how term limits would make it worse for outsiders to get in.

First, it wouldn't make it substantially more difficult for the establishment. All of the money, and party infrastructure, would go to the hand-chosen successors. While they would lack the name recognition, they wouldn't lack for anything else. But the issue really isn't whether outsiders could get in. It might be slightly easier for them to do so (only slightly, for the reason mentioned above). The bigger problem is that they would have very little time to accomplish anything, and, because they would be heavily outnumbered by establishment types, it is unlikely that outsiders would accomplish anything at all. It is because of this, that the establishment, if they were affected at all, would be more likely to be helped, not hurt, by term limits.

Not that it makes any difference. The establishment is so entrenched, and has so many build in advantages, substantive changes are not going to come from within the house or the senate.

they would be heavily outnumbered by establishment types...the establishment is so entrenched

Not if all the establishment types were ousted, forced out by term limits. At some point the cancer should get purged it seems to me. Maybe not right away but sooner or later. It's A solution not THE solution. One of many that I think could help.