USAA is a great company and I use them too but they do not sell health insurance.
“I do not have to go to Texas to live, to drive or to get sick. They write my policies to state specifications, not federal and my preferences.”
I see your point. Still, selling auto insurance across state lines does not reduce the cost of the insurance because the insurance has to match the requirements of the state where you live. You can’t go to USAA and ask for your insurance rates to be based upon living in Wyoming when you live in Texas.
This whole idea that since health insurance costs are cheaper in one state than in another offers an opportunity to save money is simply wrong. The only way you can sell across state lines and save money is to do away with state requirements. You don’t think the state or the feds will just allow you to buy the specific coverage you think is necessary do you? Why you might not buy the coverage the government wants you to buy.
Actually, it is your fellow citizens that drive those requirements. The women’s groups insist the state mandate insurance for abortions. The Mother Against Drunk Drivers want coverage for alcohol abuse. Politics drives what is covered.
If they don’t have health insurance it’s just recently that they stopped. They had it 3-4 years ago when I checked for my son.
Yes they do. And dental as well.