Not sure we aren’t talking about the same thing. When people have a catastrophic medical condition they should not lose their home or life savings.
I do believe everyone who can afford to pay something for health insurance, based on their income should. If not, they are risking losing what they have. But if people pay something every month towards potential medical cost, then there should be no cap on what they need if they have a serious condition arise. They should also not be forced to sell everything they have and their savings.
Of course there will be a very small number who can’t afford even $ 100 a month and there have to be funds available if they need care.
Unless you are ancient or an ex military you are responsible for your own bills.
Insurance is like a bad lottery. If you win the bad lottery then they handle you, but as your risk or age goes up so does your insurance payment and sometimes deductible.
You described socialism where someone else pays your bills and you only pay something getting to supposedly keep your life savings and home blemish free. Why, are you the chosen one above all others?
That’s living in lala land my friend.
If what you mentioned goes down in this country you will require everyone to be paying a 500% value added tax on all goods and services like Europe.
No company or other citizen can afford to pay $200,000 - $1,000,000 for you.
If a major condition hits expect to pay huge premiums. You will pay with income, savings and your other estate assets.
Their is no right to have others pay for you unless you are very old or military.
Once you lose the ability to pay premiums if not old then you go in the system under welfare as a charity case.
Your asking to be a charity case with your assets all intact as WE pay which is unethical. Pay what you must. Burn through what you need to and if you luck out and do well you may have a penny to pass on.
Their might be some home protection during you lifetime on the books, but what you owe would be withdrawn from your estate before you get to give a penny to family.
There is no free ride.
Under Obamacre 90% of California pays under $100 because of income.
There’s lots of broke jokes around with the hand out and no way to pay.
Public can’t pay either.