[Dubh_Ghlase]

This is the Dave Ramsey way. Living cheap (meaning within your means) and getting out of debt early in life is the mantra now. I was late to the game, but am pursuing that goal myself, and am encouraging my kids to do the same.

Remember, the borrower is slave to the lender. The more debt you have, the more you are a slave...

[Dr. Bogus Pachysandra]

“The more debt you have, the more you are a slave...”

Doesn’t look like a 400,00+ house to me. Is Toronto an expensive place to live? I paid cash for my house 25 years ago, and mine looks a lot nicer. In a great small town neighborhood too. When I looked at how much interest I’d have to pay, well, that made my decision.