Suppose i don’t buy anything ‘on time’, whether plastic or paper?
Suppose i have no loans?
Suppose I’m retired, so i’m not working?
Suppose I don’t have a car, and use public transit?
Suppose i tell my neighbor to go to hell, and mean it?
Suppose i’m childless?
And, suppose i rent?
What about that checking account?
What about that electric bill?
What about that Internet bill?
It is almost impossible to get off the grid.
On topic: Suppose you go to California and establish a new identity as an illegal alien?
Do you ever get photographed by a security camera? Do you visit a bank? Do you file income tax returns? Do you chat on FR?