That is the only answer. I recall when I first worked for Mutual of Omaha. A 5’ 2 or 3” woman who weighed 224 tried to get insurance. We could issue the policy at a 50% increase in premium if she just got down to 203 lbs. She never tried. All these tubs of lard walking around are driving premiums through the damn roof. And Obama keeps feeding them from the public trough. Sorry, but; it is true. Weight kills, too. Look back to the 60’s and tell me if you recall all these double wide asses.
The weight is definitely a huge problem. But it’s not just the weight. It’s also the legions of people drinking and drugging themselves to death. Add in the people who run to take a prescription pill whenever they feel sad and that covers a large percentage of the medical costs in this country. Don’t get me started on the people who are bored and have nothing to do (mostly unemployed, but some with boring jobs who like drama) so they call the doctor with any vague or fake symptom they can come up with.