Growing up lower middle class, I was taught that your home or rent should only use 25% of your income or less.
So, growing up for me was the early 80’s and the Reagan boom time. People worked, I had 3 jobs at that time striking out on my own. I couldn’t rent in the ‘nice’ part of town, but living in most of the shabbier areas wasn’t really as dangerous as it is today.
I think many are spending so much more for housing because to live in those areas today is to risk your life. The crime and gangs overrun everything.
Wise people make a tough choice...bite the bullet for a while to live in safer areas. There was a time when a person could do this for a year or two and expect a job promotion, find a better job, etc. The past decade hasn’t seen those opportunities.