Was thinking the same thing. We pay $1300 a month for me and hubby. That’s not dental or vision, just straight up health insurance.
I see the doctor about once a year. It costs me 80 dollars. I pay cash. Sometimes I have to see him twice a year for stitches or antibiotics. The highest I've paid for free market healthcare is around $400 because it involved a scalpel.
Are you very sick all of the time, or do you just like giving money that could have gone directly to the doctor to the insurance leeches instead?
My advice is to pay the fine and find a doctor who takes cash or plastic.