I see the doctor about once a year. It costs me 80 dollars. I pay cash. Sometimes I have to see him twice a year for stitches or antibiotics. The highest I've paid for free market healthcare is around $400 because it involved a scalpel.
Are you very sick all of the time, or do you just like giving money that could have gone directly to the doctor to the insurance leeches instead?
My advice is to pay the fine and find a doctor who takes cash or plastic.
Well I hope you never get cancer where my chemo treatments were billed at $10k a pop. I am very thankful I had insurance and got the best of care since I’m still alive.