This I don't understand...numerous times for years we hear of hacking of bank accounts through on-line weaknesses.
Yet, here we are discussing the merits of DC's vs. CC's and how "secure" one is over the other...
My wife goes to the CU every Friday and uses counter checks to pay the bills...yeah, she may sit there for 30 minutes or so and pay postage to mail the bills, but the risk is near 0 and she rather enjoys socializing with her friends at the Branch while doing so.
To each their own I suppose.
>>This I don’t understand...numerous times for years we hear of hacking of bank accounts through on-line weaknesses.<<
Name one.
I have not heard of a direct backdoor hack attack on a bank account in... ever.
I haven't set foot in a banking lobby in years. The most recent time was to get a cashier's check to buy a new car. The time before that was to pay off a mortgage. I printed off the details from the mortgage company's web site, told the nice lady in the lobby that I needed a wire transfer and gave her the printout. She disappeared in the back room for a couple of minutes, then returned and told me I was all set.
The only checks I write are to the US Treasury. I use ACHs for the state.
Everything else is via the Bank of America online bill paying site. All my payees are pre-entered. I just fill in the amounts and select the pay-by date on the pop-up calendar. They have a neat page that shows the pending and recently processed payments. No scribbling on checks. No licking stamps. I've been using that service for about ten years without a problem.