[Cold Heat]

“And for those of us already in retirement are watching our golden years funds slowly disappear via inflation. You can’t win.”

Yup......

Every trip to the store becomes a anger issue with me. Some stuff has doubled or tripled in that last couple of years, and packages are smaller. Yet inflation is totally fine and under control, in fact they don’t see enough of it...

I have been retired for 5 years or so, the wife left her job today to join the ranks.

For us it will be a gradual downsizing as we sell assets and at the same time reduce out footprint by trimming services and costs.

But we are virtually debt free...just some revolver charge balances..

I suppose we are better off then a lot of people in that regard, but retirement is not going to be easy for us to adjust to. But we will..

[roadcat]

I suppose we are better off then a lot of people in that regard, but retirement is not going to be easy for us to adjust to.

Retirement was an easy adjustment for me, it's wonderful. Been retired ten years, my wife about 6 years. You'll find that a lot of work-related expenses go away, and you'll have less outflow of money. With the extra time, I grow vegetables and they supplement our food sources. More time with the grandchildren, and lots of free outings with them or having them over means not caring about giving up expensive vacations - we simply don't care about vacations or need them.

On the other hand, I am alarmed at how expensive food stuff is getting, totally out of control.

[grania]

I stopped working my retirement job just over a year ago. FWIW, I've found that the money I have coming in (smaller than Social Security pension) pays the bills better than I thought it would. I did put myself in a situation where I have no monthly payments on past purchases and major "stuff" is up to date.

You'll surprise yourself. Time often equates to finding ways to spend less.