We are, each of us, sinners, condemned by our sin however paltry. We are saved only by the sacrifice of Christ who died as atonement for our sin. It is in His death and His resurrection that we have any hope.
Do not pray that somehow God will find you worthy. He can not. We are all sinners in the hands of a God who cannot abide sin. Only through surrendering our will and our lives to Christ can we be saved from our sin. He loved us so much He sent His only Son to be a sacrifice for us. That is the love of God.
You didn't answer the question. It's very simple - given what you are saying about love, then what did Jesus mean by "love your neighbor as yourself"?
He meant love your neighbor as yourself. That is, do not put yourself above another. And I say do not put yourself below another for none of us is more worthy. We have all fallen short of the glory of God. Once you have received the precious gift of salvation share it with each one you meet.