They should have stayed with state Medicaid. Paying a premium for non-existent health care coverage is for suckers.
Not many doctors accept new Medicaid patients.
Even Medicare patients have trouble finding new doctors.
Oh, the “coverage” does indeed exist. It’s the “care” that doesn’t actually come along with the “coverage.” Sort of like...well...Europe and Canada - everyone has “coverage” - they may get no actual medical treatment, but at least everyone is “covered.”