Dental insurance is dumb. (1) By the time one pays for the insurance and deductibles and you subtract the discount cash customers get you don't save very much. (2) If a treatment is too expensive and a person is paying their own bill, they just might decide to get that dental gold mine (for the dentist) extracted.
Very true. I’ve never had dental insurance. I go for check ups twice a year, pay a reasonable fee in cash for the visit and anything extra that is needed. I’ve never gasped at the bill.