Insurance companies have little incentive to do anything. They have a guaranteed bailout as part of the bill. They can do as they please-question is what do they want (other than young and healhy customers)?
Doesn’t Obamacare force them to give refunds to customers if they spend less than 80% on health care costs? Seems like their only incentive is to make a 20% profit. They certainly don’t have any incentives to overcharge customers under Obamacare since they have to send that money back after that point.
healhy = healthy