My post on another Ocare related thread:
Using the PROGs favorite AUTO INSURANCE analogy, this is no longer the same as states demanding that you buy car insurance. This is now similar to a state knocking on your door, asking to see a copy of your insurance plan, determining that your Liability Insurance plan is not sufficient, so they tear it up and issue you a FINE until you get FULL coverage.
Even if you don’t own a car.