Posted on 09/29/2013 7:54:22 PM PDT by tobyhill
Americans will pay an average premium of $328 monthly for a mid-tier health insurance plan when the Obamacare health exchanges open for enrollment next week, and most will qualify for government subsidies to lower that price, the federal government said on Wednesday.
The figure, based on data for approved insurance plans in 48 states, is the broadest national estimate for the cost of coverage when President Barack Obama's healthcare reform law takes full effect next year. The prices of the new plans are at the heart of a political debate over whether they will be affordable enough to attract millions of uninsured Americans when enrollment begins on October 1.
Obama, who is facing a Republican threat to eliminate funding for the law or shut down the federal government next week, said the fierce opposition stems from the fear that Americans will embrace the program.
"Essentially they're saying people will like this thing too much, and then it will be really hard to roll back," Obama said on Tuesday in a conversation about healthcare with former President Bill Clinton. "What we're saying is, just look for yourself. Take a look at it, and you will discover that this is a good deal for you."
The Obama administration is counting on signing up 7 million Americans, including 2.7 million younger and healthier consumers who are needed to offset the costs of sicker members, in the first full year of reform through the state exchanges.
(Excerpt) Read more at news.yahoo.com ...
It's not (entirely) the price but what coverage you get for that price.
I sure miss our country.
They make it sound like $328 is the whole cost. That’s just the sign up fee to be able to call yourself a member of Obama’s team. He don’t even give you a t-shirt for that.
Don’t have health insurance right now... can’t afford it.
$328 will hurt my family in a big way. We just save up money for “emergencies,” (which just isn’t health care) and that’s about it. We’re so screwed.
I’m so sorry, that’s a mortgage payment for us too
the DC elites are SO out of touch
the middle class is going to have to absolutely crash and burn in order to stop feeding the takers, and it will be so much pain for so many good people
I for one toss and turn many a night- maybe that’s why I am here!
that’s double my current premium....and that’s not counting what kind of deductible I’ll have to shell out.
Me either FRiend. And this possibility causes great concern for those who know what’s best for us:
“What if we put them in harness, and they simply refuse to pull?”
“Well, we use the whip then ...” Paging Lois Lerner!
I’ve been coming across various comments on line about people opting-out of the Obama-health beast. Might be the beginning of a ground swell, but I understand if you don’t sign up you’ll pay a fine......and for those who get tax returns they’ll deduct that fee from their return.
Meanwhile they have no insurance...so if so and they get seriously ill...what options, if any, do they have? Will emergency rooms be able to refuse them...or require, before they’re helped, they sign up?
that’s wrong.
to determine the cost per person, one will need a rare ability... math
there are 310m people in the US.
US healthcare in 2011 cost a total of $3 trillion... and that was before we told everyone it was free
the cost per person in 2011 was $9677/yr... or $806/mon per person
there are roughly 110m homes in the US.
the would mean $27,272/yr per household... or $2,273/mon per household
just the facts
>> Americans will pay an average premium of $328 monthly for a mid-tier health insurance plan
Not to say they won’t be more.
My premium right now is 280 dollars a month and that’s a very good plan that includes dental, rx and an hsa.
Somebody will probably come along and sell a deductable coverage policy like the Medicare part d stuff. Devil will be in the details for sure.
And so many businesses that rely on whatever expendable income those families had.
A lot of ignorance on this subject primarily because most folks don’t pay their insurance costs directly.
they’re gonna have to cart me off to Jail, cause I ain’t paying it.
Me too.
The upside is I’ll be finally be able to get in some much needed weight work.
I’m getting a little flabby.
The fines start small - at $95 for an individual in 2014, or 1 percent of household income if that’s higher - but escalate to $695 annually by 2016, or 2.5 percent of household income.
.... people can opt out if the lowest-priced medical coverage available would cost more than 8 percent of their annual household income.... or if they don’t file tax returns because their income is too low.
How many times have we seen here that hospital ERs cannot refuse to treat IIs (illegal immigrants) or deliver their children—even if they know the IIs will walkout never to be seen again?
You agree to finance. If you can’t make your payments, in my state the most they can garnish is 25% of income subject to garnishment. And there’s always bankruptcy relief.
Win-win for everybody: uninsured get treated; hospital administrators write off bad debt; Democrats accomplish their goal of bankrupting the country. Yabba dabba do.
It’s going to cost you 328, but don’t worry... the gubbermint will tax you 300 more, then give you a 100 subsidy.
PAY NO ATTENTION TO THE MAN BEHIND THE CURTAIN!!!
funny how a couple of numbers and a little math can make all the bullsh*t disappear
they will either come up short every year... and drive up our national debt... or they’ll continue to bs us until they can wiggle our monthly up to the actual number (that’ll never happen)
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