$200 to $300 is ridiculously high for gun insurance. There are about over 20% more guns than cars in the US and there are about 10 million auto accidents every year causing about 40,000 deaths and costing around $300 billion.
There are only about 14,000 to 19,000 non-fatal accidental shootings each year, resulting in about 600 deaths.
If we go by fatalities, car insurance (for liablity, this does not include collision to cover your own car) should be about 80 times more expensive than gun insurance.
If you go by total accidents, it auto insurance she be about 640 times more expensive. If we average those, a reasonble mutiple would be about 360.
So, if a fair premium for gun insurance is $200 per year, auto liability premiums shold be about $72,000 per year. Even using the most conservative estimate (based upon fatalities), it should cost $16,000 per year.
A fair price for gun insurance would be more on the order of $5 or $10 dollars per year.
This doesn’t even take into account the fact that auto accidents typically cause far more property damage than gun accidents.
This is becoming a bunch of idiots standing up and proclaiming that they have a new idea. “Listen to my idea!”...”No listen to my idea” ... “oh I have an idea”. They are just going back and forth seeing who can come up with a ‘fix’ and be crowned a genius for ‘saving the children’.
The only ‘fix’ is to make sure that whenever some lunatic starts shooting, there should be an armed citizen there to take him out. Otherwise the lunatic just keeps on shooting until he runs out of unarmed victims.
Or you could use democrat logic and just devise a new tax. That should fix it. (rolleyes)
Can't. Hurts "the poor."
So they're saying we have to PAY CASH to keep our second amendment rights? Without giving someone a certain amount of money, we lose that right?
I realize this may be a dumb question, and I’m fully prepared to receive a rhetorical boot to the head (adjusts helmet).
But with regard to all this new gun legislation, won’t it all be stopped in the House of Representatives?
I mean given the rock ribbed adherence to Liberty by the likes of John McCain (pausing for laughter) we really shouldn’t have to worry about the Senate as well… but
Bottom line, how much danger are we in?
Requiring Gun Insurance is nothing more than Gun Registration in sheeps clothing.
Let me guess. The (ill)liberal logic (or lack thereof) is that forceing law abiding gun owners to purchase liability insurance will reduce the number of incidents where a child or othe person is ACCIDENTLY killed or injured by a firearm. So, what are the actual statistics on children or other persons who are killed by accidental gunfire? Are these incidents predominantly occuring in homes where there is a legal firearm owner? Or, do these incidents occur primarily in homes where the firearm is not so legally owned?
Let me go get lots of popcorn...
Low information voters is one thing. Stupid, moronic legislators is something else entirely.
Same thing with a tax per bullet. Think about it*.
Is freedom of Speech still a right affirmed by the constitution if these idiots impose a tax on 100,000 "forbidden words?"
*Yes, "the power to tax is STILL the power to destroy"
What are these people thinking?
Lie. Defy. Do Not Comply.