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Buying a Gun? States Consider Insurance Rule
The New York Times ^ | Feb 21, 2013 | MICHAEL COOPER and MARY WILLIAMS WALSH

Posted on 02/22/2013 9:32:34 AM PST by EXCH54FE

Lawmakers in at least half a dozen states, including California, Connecticut, Maryland, Massachusetts, New York and Pennsylvania, have proposed legislation this year that would require gun owners to buy liability insurance — much as car owners are required to buy auto insurance. Doing so would give a financial incentive for safe behavior, they hope, as people with less dangerous weapons or safety locks could qualify for lower rates.

“I believe that if we get the private sector and insurance companies involved in gun safety, we can help prevent a number of gun tragedies every year,” said David P. Linsky, a Democratic state representative in Massachusetts who wants to require gun owners to buy insurance. He believes it will encourage more responsible behavior and therefore reduce accidental shootings. “Insurance companies are very good at evaluating risk factors and setting their premiums appropriately,” he added.

Groups representing gun owners oppose efforts to make insurance mandatory, arguing that law-abiding people should not be forced to buy insurance to exercise their constitutional right to bear arms. But some groups, including the National Rifle Association, endorse voluntary liability policies for their members. And as several states pass laws making it easier for people to carry concealed weapons and use them for self-defense, some gun groups are now selling policies to cover some of the legal costs stemming from self-defense shootings.

(Excerpt) Read more at nytimes.com ...


TOPICS: News/Current Events
KEYWORDS: banglist; guncontrol; secondamendment
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To: EXCH54FE; All

I realize this may be a dumb question, and I’m fully prepared to receive a rhetorical boot to the head (adjusts helmet).

But with regard to all this new gun legislation, won’t it all be stopped in the House of Representatives?

I mean given the rock ribbed adherence to Liberty by the likes of John McCain (pausing for laughter) we really shouldn’t have to worry about the Senate as well… but

Bottom line, how much danger are we in?


41 posted on 02/22/2013 10:40:42 AM PST by StaffiT (Obama is the name - Downgrading the country is his Game)
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To: StaffiT
“Bottom line, how much danger are we in?”

IMHO, we are in the fight of our lives. They are out to remove the 2nd Amendment and any and all Guns and ammo. They will fight, TAX, and pass (laws)that will enslave us.

We the people must fight to protect our GOD given rights.

MOLON LABE

42 posted on 02/22/2013 10:46:09 AM PST by EXCH54FE (Hurricane 416 "ItÂ’s one thing to make a law, ItÂ’s another to enforce it.")
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To: TexasFreeper2009
driving is a priveledge, owning a gun in a right.

Partially correct. Peaceably traveling from place to place using contemporary conveyances is also a right. Wars have been fought over this.

43 posted on 02/22/2013 10:47:22 AM PST by elkfersupper ( Member of the Original Defiant Class)
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To: goodnesswins

“Let’s tax homosexuals...they COST more than most in the medical system”

Nope, can’t do it, fudgepacking is a “pre-existing condition.”


44 posted on 02/22/2013 10:49:32 AM PST by vette6387
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To: Resolute Conservative
Most of my items are third party buys or trades. Good luck on proving I have any.

That's all fine and good, unless and until you attract the attention of Law Enforcement for ANY reason. As soon as that happens, all bets are off.

45 posted on 02/22/2013 11:00:14 AM PST by elkfersupper ( Member of the Original Defiant Class)
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To: EXCH54FE

Requiring Gun Insurance is nothing more than Gun Registration in sheeps clothing.


46 posted on 02/22/2013 11:04:08 AM PST by BuffaloJack (Guns should not be illegal; they should be undocumented.)
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To: StaffiT

“But with regard to all this new gun legislation, won’t it all be stopped in the House of Representatives?
I mean given the rock ribbed adherence to Liberty by the likes of John McCain (pausing for laughter) we really shouldn’t have to worry about the Senate as well… but
Bottom line, how much danger are we in?”

Hold onto your hat, my FRiend. We’re in for a rough ride….


47 posted on 02/22/2013 11:11:22 AM PST by Road Glide
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To: EXCH54FE

Let me guess. The (ill)liberal logic (or lack thereof) is that forceing law abiding gun owners to purchase liability insurance will reduce the number of incidents where a child or othe person is ACCIDENTLY killed or injured by a firearm. So, what are the actual statistics on children or other persons who are killed by accidental gunfire? Are these incidents predominantly occuring in homes where there is a legal firearm owner? Or, do these incidents occur primarily in homes where the firearm is not so legally owned?


48 posted on 02/22/2013 11:23:14 AM PST by SoldierDad (Proud dad of an Army Soldier who has survived 24 months of Combat deployment.)
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To: EXCH54FE; Road Glide

I have no doubt of that, but do we have the stopgap of the House of Representatives?

We could be looking at Armageddon if the acolytes of Santa Preezy have their way in 2014 – all bets would be off.

But do we at last have some breathing space until then?

BTW, thank you for using ‘our GOD given rights.’ You don’t know how that upsets the lefties - that in itself is something to behold.


49 posted on 02/22/2013 12:39:25 PM PST by StaffiT (Obama is the name - Downgrading the country is his Game)
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To: elkfersupper

I have made it a mission to only keep about a third or my items and ammo on site. The rest is scattered about, some at the bottom of the lake :)


50 posted on 02/22/2013 12:53:07 PM PST by Resolute Conservative
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To: StaffiT
IMHO, I'm just not sure of the leadership in the “House” they go with the wind...

Do we “have some breathing space” I hope that we do have time, however plan on having NO time at all.

We must band together and act as one in this fight to protect our “GOD given Rights”.

Now is the time, if not now, then when will you fight???

Molon Labe

51 posted on 02/22/2013 1:06:28 PM PST by EXCH54FE (Hurricane 416 "ItÂ’s one thing to make a law, ItÂ’s another to enforce it.")
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To: EXCH54FE
Forced to buy insurance to exercise a Constitutional right?

Let me go get lots of popcorn...

Low information voters is one thing. Stupid, moronic legislators is something else entirely.

Same thing with a tax per bullet. Think about it*.
Is freedom of Speech still a right affirmed by the constitution if these idiots impose a tax on 100,000 "forbidden words?"

*Yes, "the power to tax is STILL the power to destroy"
What are these people thinking?

52 posted on 02/22/2013 1:32:12 PM PST by publius911 (Look for the Unin label, then buy something else.)
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To: TexasFreeper2009
grr..... if only FR would add an edit feature.

It's there; it's called "preview." The only additional tools required are your own eyeballs, and your ability to read and know simple English.

53 posted on 02/22/2013 1:35:11 PM PST by publius911 (Look for the Unin label, then buy something else.)
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To: publius911

best to send you observation to the makers of Word and other word processing software!

No edit function is obviously needed in ANY software, because according to you everyone gets it right the first time but me apparently.


54 posted on 02/22/2013 3:08:14 PM PST by TexasFreeper2009 (Obama lied .. the economy died.)
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To: EXCH54FE

Lie. Defy. Do Not Comply.


55 posted on 02/22/2013 5:53:42 PM PST by Red in Blue PA (When Injustice becomes Law, Resistance Becomes Duty.-Thomas Jefferson)
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