If only you’d be advising Romney...
I had explained to my co-worker that insurance is like a big pool. One million clients paying one dollar a month creates a one million dollar pool to pay claims. If the pool was smaller, say 500K then each would pay $2 to get the same size one million dollar pool. He understood that concept.
A week later he came to me claiming I was wrong because under OBcare the pool would be bigger thus cost would be lower. He was all excited to “prove” me wrong.
The bubble busting part came when I told him the extra people would not be paying into the pool. When the realization sank in is when the silence occurred.