I have thought for some time that it’s not good for your insurance to be tied to your job, especially in my case where I was diagnosed with Type 2 Diabetes after hiring my current job. I have been concerned about how changing jobs would affect my coverage. It would open up competitive rates and my job coverage sucks anyway. I pay $51.00 per pay period, and I have to meet the 1500 person deductable before they cover any coverage except pharmaceuticals and drugs. So, basically, I am on a catastraphic coverage only but they (our company) seem to think its such a great plan. I am hoping for a Romney win so jobs will start returning and maybe I can jump off this wagon and go to a better option.
I have the same $1500 per person deductible, but my employer sponsored plan takes $300 per pay period. That includes coverage for my wife and youngest son. The costs are likely to change significantly next month when the annual benefits enrollment period starts.